Lenders & Donors

Oak Hill Taunton Residents Association Members celebrate the purchase of their 247-site community in March 2016. (Photo by Mike Gay/Taunton Gazette)

Innovation at ROC USA® is aided by very special grant resources from several foundations.  These grantors help us build capacity to serve local communities and develop scalable systems for greater efficiency and effectiveness in delivering our mission.  We are thankful for their recent and generous support.

ROC USA Capital® is a national Community Development Financial Institution (CDFI).  Its vital role is in providing specialized financing that help low- and moderate-income resident groups undertake due diligence and acquire and improve their communities.  ROC USA Capital can only do that by expanding its capacity to lend, which equates to raising equity grants and leveraging debt on its balance sheet.  We are thankful for equity grantors and current lenders.

Equity Grantors:

Balance Sheet Lenders:

ROC USA Capital is the lead lender and servicer of the loans it originates.  ROC USA Capital uses a loan participation model to operate nationally at scale. ROC USA Capital has delivered over $135 million in project loans to date to enable more than 4,600 lower-income homeowners to buy and improve their neighborhoods on its way to one-quarter of a billion in total lending within the next few years. In so doing, ROC USA Capital has partnered with national institutional investors, state housing finance agencies and other CDFIs to empower homeowners with this critical financing. Some of these partners are:

Woodlands We Own It
Members of The Woodlands Community, a 94-site ROC in Hornellsville, N.Y., purchased their community in June 2016 for $1.6 million. Today, they work with PathStone Corporation for ongoing training and coaching.