President’s Blog

Are We OK?

On Saturday, my family joined a protest to show we stand in solidarity with those speaking out against police brutality and in pursuit of racial justice in America. The very public killing of George Floyd by those sworn … More »

Paul Bradley working at the NH Community Loan Fund in 1993.

Preparation Matters

“By failing to prepare, you are preparing to fail,” said Benjamin Franklin, who was, among many other things, a founder of the United States’ first recognized cooperative business – a mutual fire insurance company in Philadelphia – in … More »

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Balance Really Matters

In just a matter of weeks, the widespread nature of the threats and impacts of this crisis have become both very personal – a matter of basic safety and security – and global. The impacts run deep for … More »

This is when co-ops shine!

I’ve seen it before. The elderly woman who was without food until her Social Security check arrived wasn’t seen walking in two days. A neighbor stopped by to find her hungry and alone, and solved the problem immediately. … More »

Homes at Evergreen Estates

An exit strategy – and much more

We helped 55 homeowners form a ROC in Centralia, Wash., last Friday. Our loan officer shared the seller’s heartwarming comment following the closing: “It seems strange after 27 years to be finished but we are so happy for … More »

Paul Bradley and family

Hip surgery provides important reminders

I am 55 and the owner of a new titanium hip as of seven days ago. After a long-time colleague – a former Marine with close to 20 years on me – wrote, “Wow, you’re young for that!” … More »

Deeper impact and expansion in 2020, and ways you can invest

It takes a village   I posted on New Year’s Eve about 2019’s historic results. Today, I’m excited to look forward. It’s important to see ourselves within the context of the affordable housing crisis. I blogged about the … More »

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A remarkably historic 2019

We founded ROC USA® to make resident ownership a viable option for homeowners, and when communities choose ownership, to work together to make it successful. The choice homeowners are making is clear: In 2019, ROC USA® Network helped … More »

Rocky Mountain Homeowners Co-op

Advancing a dream … starting in Cañon City

A mentor of mine – Steven Dawson – taught me a valuable lesson. When something good happens, look for ways to make something even better out of it. When good news arrives, do you stop at the light … More »

Rent Comparison Chart

Co-ops Making Real Impact

We released our annual market rent study last week, and the impact is real and meaningful. The objective is pretty simple:  How do co-op site-fees compare to other communities in each market? To answer that question, we hire … More »