Empowering communities — building a brighter future

At ROC USA, we empower manufactured home communities nationwide through cooperative resident ownership. Our integrated financing and technical assistance model ensures homeowners and their communities thrive under resident ownership and control.

Our focus on affordability, sustainability, and resident empowerment drives our mission to create stable, resilient neighborhoods where everyone has a voice and a stake in their future.

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Manufactured housing matters because housing matters

Housing costs are outpacing incomes. It’s more important than ever to make sure that good places to live are within reach of lower-income families. Resident Owned Communities are a secure, stable piece of the affordable housing solution.

Most manufactured home communities are investor owned

Owning a home on rented land leaves homeowners vulnerable to loss of housing affordability, health and safety threats when community infrastructure is disinvested in, and displacement when communities are closed for change of land use.

Every community deserves resources to promote health, safety, and success

We are Better Together. We are stronger together. When homeowners buy their community and partner with ROC USA, they can make decisions about their community democratically and decide how to make investments and improvements in community infrastructure.

What others say: ROCs provide Stability, Affordability, Control and Legacy

Manufactured housing is no longer about mobility … but about affordability.”

Hear from Homeowners

We can govern the kinds of things that someone else has governed all our lives.”

Learn how ROCs are Different

It’s just a way to feel good about closing the transaction out in a way that is ethical.”

Hear from a Seller

We’ve shown that ROCs stabilize rents and give homeowners peace of mind. The time for urgency is now.”

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ROC USA plays a critical role in stabilizing housing costs for homeowners in manufactured housing communities in many states across the country. You are a leader in the nation and we will hold you up as a model to others.
Marion McFadden
Principal Deputy Assistant Secretary for the U.S. Department of Housing and Urban Development Office of Community Planning and Development

What is a ROC?

A resident owned community is a neighborhood of manufactured homes owned by a cooperative of homeowners who live there as opposed to an outside investor.

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The Impact

ROC USA empowers residents by facilitating the transformation of investor-owned manufactured home communities into resident-owned cooperatives, fostering housing stability, pride and economic security.

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Latest News

ROC USA Joins Bipartisan Defense of CDFI Fund

In response to a March 14th Executive Order aiming to eliminate any non-statutory functions of the U.S. Treasury’s Community Development …

ROC Association announces 2025 Better Together Grants

The ROC Association is pleased to announce that it is accepting applications for 2025 Better Together Grants from March 17 through May 4.

Manufactured home owners are reimagining stable housing as local communities face untenable rent increases

“In commercial banking, they talk a lot about ‘We want to help with affordable housing, so let’s build apartment complexes,’” says Tina McKinstry, a member of Takesa Village, a resident-owned mobile home park in Mead. “You’re making a landlord rich. You’re not making the people rich. With [co-ops], you’re making the people rich.”

Autumn Tigart joins ROC USA as senior advisor for governance and business

Autumn brings extensive experience supporting Resident Owned Communities, having previously served as a ROC program specialist with NeighborWorks Montana.

CDI helps Cedar Falls become Maine’s 12th ROC

With the help of Cooperative Development Institute and public and private funding, homeowners at Cedar Falls Resident Cooperative purchase their community for $8 million.

Asha Rao joins ROC USA Capital as deputy director

The former LISC leader will focus on loan origination and management, loan product development, and supporting the management and culture creation for the ROC USA Capital team.

Meadowood Village residents purchase their mobile home park in Littleton, locking in affordable housing for decades to come

“It is great to see a community gain control of its future like Meadowood has,” Littleton City Manager Jim Becklenberg said. “I am very pleased that the city was able to help the residents persevere through the process in a very modest way that resulted in more protected and affordable housing for the community.”

Colorado Homeowners Purchase Manufactured Home Community for Over $18 Million

“I am thrilled to see the collaboration between public and private funders who recognize the importance of preserving the affordability of these 92 homes in a growing suburb of Denver.” said ROC USA CEO Emily Thaden. “The hard work of the homeowners at Meadowood Cooperative, working alongside Thistle, has paid off for current homeowners and future generations.”

CDI receives $50K to build new resident owned manufactured home community

A private donor gave the Cooperative Development Institute, or CDI, $50,000 to jump-start the project, which is expected to cost millions of dollars and take years to complete.

Partner With Us

Land ownership is a major driver of economic equity. ROC USA’s “Better Together” approach is centered on empowering homeowners to purchase and democratically govern their communities. Working in partnership with ROC USA Capital, ROC Association, our network affiliates, philanthropic organizations, financial institutions and state and local governments, ROC USA promotes asset development and wealth creation in low- and moderate-income communities.

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Join us in building stronger, more resilient communities

Make a meaningful difference in a Resident Owned Community by supporting ROC USA. Help us create new ROCs and support existing ROCs from coast to coast. Together, we can create lasting impact and brighter futures.

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