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About Us

ROC USA was launched in 2008 to make quality resident ownership viable nationwide and to expand economic opportunities for homeowners in manufactured (sometimes still outdatedly called “mobile”) home communities.

The ROC USA integrated technical assistance and financing model is supported by a network of nonprofit affiliates and a financing subsidiary, ROC USA Capital. Together, we deliver an unmatched combination of coaching and financing through the entire community purchase process and ongoing training and education for years to come.

Our Impact

Manufactured home communities have been purchased by homeowners and removed from the speculative real estate market.

We’ve preserved enough homes in secure Resident Owned Communities (ROCs) to populate a small city.

ROC USA and our partners have arranged acquisition financing approaching a billion dollars.

Average number of days between each community purchase since ROC USA’s launch in 2008.

Explore Our History

ROC USA launches to scale resident ownership

Three nonprofits – the New Hampshire Community Loan FundProsperity Now, and Capital Impact Partners – each made equity investments and became Members of ROC USA, LLC. The LLC structure is rare in the nonprofit sector. NeighborWorks® America also sponsored ROC USA and continues to serve on the Board of Directors.

Leadership development takes off at national training event

ROC USA attends its first Community Leadership Institute with six ROC leaders from five ROCs. It’s the start of a training program that will grow more sophisticated and accessible in the years to come.

Homeowners in Montana and Minnesota form Green Acres and Park Plaza Cooperatives. The Board Presidents of each — Lorie Cahill and Natividad Seefeld — would go on to become ROC Association Directors and ROC USA Directors.

ROC USA hits 25 ROCs since 2008 launch

Wamsutta Mobile Home Village in North Attleboro, Mass., becomes the 25th ROC to form since ROC USA’s launch.

$22M purchase shows residents can compete with big buyers

ROC USA and Cooperative Development Institute execute the first community portfolio purchase. Two Carver, Mass., communities with a combined 454 homes become ROCs in the largest resident purchase to date – $22 million.

Baking in resident voice for the future of ROC USA

ROC USA, LLC, approves new LLC Member, the ROC Association, whose directors are elected by the local ROC Boards of Directors from three regions.

Five digits!

The 46 homeowners in Turnpike Park Cooperative in Westborough, Mass., celebrate resident ownership, pushing the total number of homes preserved in ROCs over the 10,000 mark. 

I’ll take mainstream recognition for $1,000, Alex

Manufactured home communities briefly took center stage as the question/answer on “Jeopardy!” in 2015. The category was A Place to Stay and Alex Trebek wanted contestants to spell out the acronym “MHP.”

Affordability only gets better with time

New research shows that after just five years of resident ownership, ROCs have site fees between market rate and as much as 17% below market. The average annual increase in ROCs is just under $4 per year.

ROC sets new record for price and homesites

430 homeowners led by a Board of nine women form the largest and, at $27 million, most expensive ROC to date: Halifax Mobile Home Estates in Halifax, Mass. The ROC represents about 15 percent of households in the entire town.

From guest to host

ROC USA organizes its own intense training event, the ROC Leadership Institute, bringing dozens of community leaders together at Southern New Hampshire University for three days of intense learning and bonding.

White-hot spotlight

John Oliver’s “Last Week Tonight” focuses on manufactured housing, doubling down on widespread media coverage of the plight of residents in investor-owned communities.

Solar project is a win for ROC and Earth

ROC leaders Richard Nereau, Alice Dunn and Anne Radesi lead a successful solar array effort at Lakeville Village in Geneseo, N.Y. Today, 20 acres of unused land generate both revenue for the ROC and renewable energy. 

A new path to resident ownership

ROC USA launched a new program to work in states not served by an affiliate. Liberty Landing Cooperative in Liberty, Mo., becomes the first ROC served by our in-house team.

Blastoff!

ROC USA’s Training and Continuous Learning team launches ROCKET, ROC USA’s Online Community for Knowledge, Education and Training. The platform brings quality training to homeowners’ doorstep 24/7. 

New solution for a changing market

ROC USA created a new wholly-owned subsidiary called Integrity Community Solutions to purchase, stabilize and deconsolidate community portfolios providing homeowners a path to resident ownership they otherwise could not likely access.

New leadership for our next phase

The ROC USA Board hired Emily Thaden as the organization’s second president, succeeding Paul Bradley who transitions to lead Integrity Community Solutions by year-end.

Latest Blogs

What makes ROC USA successful?

The scale and growth of ROC USA’s model is one of the most evident among Grassroots Community Engaged Investment initiatives, due in part to its unique status as a national lender with a federated lending model but also due to its focus on an area of the economy with clear demand and clear impact. – 2021, Transform Finance report on Grassroots Community Engaged Investment