Are you developing a story about a recent resident purchase, trends, challenges or solutions related to the manufactured housing industry? Our expert staff and network of affiliates provide technical assistance to more than 325 Resident Owned Communities nationwide, making ROC USA the national leader in resident ownership. Here, we offer quick facts about ROC USA, ROC USA Capital, a CDFI lending only to resident groups in manufactured home communities, preferred terminology, and articles about ROCs and the manufactured housing industry.
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Quick Facts
Communities Purchased by Resident Homeowner Groups
Member Households Served
430
Number of homes in the largest ROC: Halifax Mobile Home Estates Association, Halifax, MA
June 1, 1984
Purchase date of the first ROC: Meredith Center Cooperative, Meredith, NH
Nov. 27, 2024
Purchase date of the newest ROC: Dumont Community Cooperative, Dumont, CO
121
ROCs financed by ROC USA Capital ($424.2 Million)
About ROC USA
May 2008 by three non-profits: New Hampshire Community Loan Fund, Prosperity Now, and Capital Impact Partners with sponsorship from NeighborWorks® America.
ROC USA supports homeowners in manufactured home communities to achieve affordable and environmentally sustainable self-governing cooperatives.
ROC USA Capital is a U.S. Treasury certified Community Development Financial Institution (CDFI). ROC USA Capital only lends to Resident Owned Communities that work with a Certified Technical Assistance Provider in the ROC USA Network. These loans can be for community purchases, refinances, or community renovation projects, as well as forgivable pre-development loans for communities considering resident ownership.
ROC USA Network is a group of regional non-profit affiliates that provides coaching and expertise to resident groups through the entire community purchase process and beyond. These technical assistance providers help resident groups assess a community purchase opportunity, work through the purchase and successfully manage the Resident Owned Community for years to come.
In a Resident Owned Community, homeowners form a non-profit business called a cooperative. Each household is a Member of the cooperative, which owns the land and manages the business that is the community. Members continue to own their own homes individually and an equal share of the land beneath the entire neighborhood.
In Resident Owned Communities:
- The cooperative purchases the community and operates it in a limited-equity structure.
- The Members elect a Board of Directors to run the community.
- Decisions are made democratically – each household has one vote.
- Monthly site fees are used to cover expenses and are reinvested back into the community.
Watch this 77-second video that helps explain resident ownership.
Common terms like trailer park, trailers, parks and mobile homes are outdated and stigmatic for the people who live there. Instead, please use the following terms:
- Manufactured home community
- Manufactured homes (or simply ‘homes’)
- Homeowners
Instead of using the term rent, use monthly site fee, especially when referring to Resident Owned Communities.
News about Resident Ownership
Manufactured Housing Industry Research
Brand Kit
ROC USA logos are available for download as jpegs. If you would like a different version, please contact Mike Bullard.
