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Credit Human offers 95% financing on post-1976 homes

Credit Human, a federal credit union, has expanded programs and continues lowering rates, as recently as last week. The credit union, a regular vendor at ROC Leadership Institute, offers a 5-percent-down option for single- and multi-section homes built … More »

Are We OK?

On Saturday, my family joined a protest to show we stand in solidarity with those speaking out against police brutality and in pursuit of racial justice in America. The very public killing of George Floyd by those sworn … More »

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Balance Really Matters

In just a matter of weeks, the widespread nature of the threats and impacts of this crisis have become both very personal – a matter of basic safety and security – and global. The impacts run deep for … More »

This is when co-ops shine!

I’ve seen it before. The elderly woman who was without food until her Social Security check arrived wasn’t seen walking in two days. A neighbor stopped by to find her hungry and alone, and solved the problem immediately. … More »

Paul Bradley and family

Hip surgery provides important reminders

I am 55 and the owner of a new titanium hip as of seven days ago. After a long-time colleague – a former Marine with close to 20 years on me – wrote, “Wow, you’re young for that!” … More »

A new chapter for a ROC Champion

Julie Massa’s last official day at CASA of Oregon will be December 31st. Julie has worked tirelessly in her 9 years at CASA and has helped convert 15 cooperatives into resident ownership. Her leadership, knowledge, and dedication to … More »

A Note from the New NEROC Director

“By the gap I mean the gap between the hard realities around us and what we know is possible — not because we wish it were so, but because we’ve seen it with our own eyes.” Parker Palmer … More »

Building a Legacy

ROCs are an expanding solution to a genuine affordable housing crisis. In housing, the term “cost-burdened” describes anyone who pays more than 30 percent of their income for housing. Harvard’s Joint Center for Housing Studies reported this summer … More »

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Loss of Manufactured Housing in Montana

Two recent news stories chronicled the loss of affordable manufactured housing in Montana, according to tax records and housing experts in the state. The ROC Model is a great way to preserve the housing in the stay and … More »